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At the outset a presentation folder may seem to have a very basic use of carrying mails, handouts, business cards, brochures and other company materials but they have a far greater potential than their seemingly basic use. They serve as a great marketing tool to advertise your company and attract potential clients. This style of folder is a great tool to keep your documents safe and professionally organised. Don’t underestimate the value of presentation folders to build your brand identity. It could be simple, ostentatious, and humorous or any other way you’d like, but by using your own unique design you can create the right impact on your clients besides enhancing the identity of your corporate business.

Use of Presentation Folders

A Presentation folder gives you the scope to present your important company documents in an attractive and organised manner. What better way to present and build your brand and create an effective impression on your esteemed clients. Moreover you can use it to advertise and reinforce your company name and image and enhance corporate identity. So irrespective of the company you belong to, it could be financial institutions, Cellular communication, Charities, Churches, Credit Unions, Educational institutions, Entertainment, Law Firms, Physicians, Pharmaceutical Companies, Travel and Tourism sector and Event planners among others, you could use an appropriate folder to market your company’s product or service.

Types of Folders

Presentation folders come in a variety of styles that include 9″ x 12″ Pocket folders, Economy folders, Three panel folders, Reinforced Edge folders, Conformer folders, Legal size folders, Capacity folders and Small folders among others. Moreover you can customise your presentation folder with extraordinary designs and attractive colours and prints. You can use the front of the presentation folder to display the company logo while the website address and relevant contact information can be printed on the back. Don’t forget that you can use the inside pockets to reveal your company goals and motto.

Standard Folders

The standard presentation folder comes in a dimension of 9″ x 12″ with 2 – 4″ Pockets. It is a widely used and popular presentation style folder that can be used conveniently for almost all situations. You can add your own design on this folder and make it unique and original. This style of presentation folder is well recognised and used by Financial and Real Estate institutions, Media and Marketing agencies, Hospitality and Health care industries, Hotels and Resorts among many other systems.

Letter Size Folders

Letter size folders are a great way to represent your brand while at the same time organising your important letter sized documents in a methodical and professional manner. So in your next sales endeavour you can use these letter size folders to project a simple and straightforward business or an elaborate company, or any other way you’d like.

So whatever the style, design, material, size, format, colour you desire, you can exercise your option to personalise the product, impress your clients by communicating the desired message and present a professional image of your company with the help of presentation folders.

When you ask a teenage boy what they want for Christmas you’re very likely to receive the reply “I don’t know” which to most parents is not much help. You might be happy to know that there are a few Xmas present ideas which will trigger reactions of happiness from any teenage boy no matter how hard they try to not show it

So what are the best Xmas present ideas for teenage boys?

Don’t worry I won’t leave you hanging, here’s a look at the top three hottest Xmas present ideas for teenage boys…

1) Video games are number one on the list of the top three Xmas present ideas for teenage boys. I don’t think this will come as much of a shock to a lot of people but if you didn’t know, teen boys love video games. At the moment there are three leading video game consoles which are the Microsoft Xbox 360, PlayStation 3 and the Nintendo Wii. All of them offer something different but we won’t go into that as that’s another topic for another day. As a parent or someone looking to find a great gift for a teenage boy, video games whether it be just a game for their console or a whole gaming system will definitely be a hit with any teen boy.

2) Mp3 players are second on our list of the best Xmas present ideas for teenage boys. Quite simply, an Mp3 player as a gift will be in use for a long time. Any teenage boy will be happy at the thought of listening to their favourite tracks whenever they feel like it and with so many quality Mp3 players around at the moment (the most well know being the Apple iPod) there will be no difficulty in finding one of a perfect price range, quality and specification for the teen receiving this as an Xmas present.

3) Last but definitely not least on the list of Xmas present ideas for teen boys is Gift cards… Yes you read it right I said gift cards, OK let me explain. With a teen boy that’s impossible to please it’s best to let them choose their own gift by giving them the means to get whatever they want, from a store they use often or one that has cool stuff that teen boys might like. Instead of spending blindly on a gift and hoping they’ll like it. Gift cards give them the freedom to buy something of their choice while giving you the pleasure of knowing you pointed them towards the shop where they found the gift they like.

The warning signs of impending legal complications are clear. Collectors call more often and the tone of conversations become increasingly aggressive. The escalation in aggressiveness is intentional. Professional collectors develop a keen sense for the level of stress in each account holder’s voice. By pushing stress buttons repeatedly, collectors know that an aggressive approach forces debtors to react.

Account holders are not required to accept collector calls. Original obligations arise from dealing directly with creditors, and each account holder may contact a creditor using the same aggressive approaches used by collectors. At first blush, this tactic may seem appealing and perhaps deserved. The results, however, are not productive.

Negotiating a profitable debt settlement requires a high level of professionalism. Avoid using the childish tactics preferred by collectors. Instead, take the lead when dealing with creditors by proposing negotiation of future payments based on reason. Expect creditors to require documentation before accepting settlement.

A professional negotiation of a debt settlement begins by focusing on the cause of past due late payments. Each person’s current repayment ability is a primary focus. The most common situations that cause late payments include illness, job loss and divorce. In addition, unexpected salary reductions, home repairs and vehicle repairs frequently prevent making payments on unsecured accounts. Documentation of these causes is highly influential when negotiating debt settlement agreements.

The best negotiators do not impose personal bias in conversations. Allow documentation to carry the load and speak for itself. A wise creditor evaluates documentation carefully to determine the maximum recovery available. To produce settlements for pennies on the dollar, provide overwhelming evidence that repayment is doubtful based on a realistic assessment of available income and the cost of basic living necessities.

Debt consolidation companies negotiate with national lenders on a daily basis. Over time, professional negotiators develop working relations with all major credit card companies, banks, and providers of retail credit. These companies represent individual account holders during all phases of the negotiation process. Daily practice produces the best results obtainable. Professional negotiators know, with a high degree of probability, the largest negotiated payment reduction possible before contacting a creditor. Once the ultimate prize is apparent, deciding when to push forward or settle is easy.

The cost of hiring a professional negotiator is surprisingly affordable. Fees are paid by including a negotiated one-month grace period before payments resume. The amount of the new monthly payment represents a typical fee to obtain a 40% to 60% payment reduction over three or four years.